Affordable Homeownership Starts Here

Thanks for your interest in becoming a Habitat homeowner! We believe everyone deserves a decent place to call home. That is why we work closely with families and individuals from start to finish. Our services range from guiding potential homebuyers through the application process to connecting approved buyers with educational resources on finances, mortgages, home maintenance, and other essential topics.

Family Selection Guidelines

The following information further defines the criteria we use to determine the families with whom we will partner. The family must live or work for at least one year in Newberg, Dayton, Dundee, Sherwood, or St. Paul, as well as meet the criteria below:

Need for Adequate Shelter

  • Current housing has serious issues (heating, water, electricity, overcrowding, etc.).
  • Cannot qualify for conventional loans.
  • Spending too much on housing or having special needs that aren’t met.

Ability to Pay

  • Reliable income and a good payment history.
  • Can afford monthly payments without jeopardizing other expenses.
  • Income falls between 25% and 60% of the area’s median.

Willingness to Partner

  • Commit 500 volunteer hours (“sweat equity”).
  • Attend financial and home maintenance classes.
  • Agree to home visits and media interviews.
  • Advocate for Habitat and help others in the future.

Newberg Area Habitat for Humanity has completed our general application round for Spring 2026.

Our application round was preceded by a public Homeownership Information Session. Prior to future application rounds, we will announce and hold these informational sessions as well.

In between application rounds, we welcome people to provide their contact information to our office if they are interested in applying for our homeownership program. We keep a log of interested people and notify them when we will be holding another informational session in the future.  To be included on this list, please click here to be added to the interest list.

Qualifications and Requirements

Habitat’s path to homeownership is a meaningful journey we take together, one that requires time, dedication, and hard work. By partnering alongside future homeowners, we help create a strong foundation for long-term success.

2026 Family Income Guidelines

25-60% of Area Median Income Illustrated

Size of HouseholdAnnual IncomeMonthly Income
1$22,500 – $53,900$1,875 – $4,492
2$25,700 – $61,600$2,142 – $5,133
3$28,900 – $69,300$2,408 – $5,775
4$32,075 – $76,980$2,673 – $6,415
5$34,650 – $83,150$2,888 – $6,929
6$37,250- $89,300$3,104 – $7,442
7$39,800 – $95,500$3,317 – $7,958
8$42,350 – $101,650$3,529 – $8,471

Income Calculator

To see if you meet the guidelines for consideration, enter the total monthly gross income for your household below.

Your family income should be above the first figures and below the second figures in the columns within the table in order for you to qualify.

Note: Data from Portland-Vancouver-Hillsboro OR-WA MSA of which Newberg Area Habitat’s service area is part. (Source: US Department of Housing and Urban Development)

You're Invited to the 2nd Annual Building Hope Gala!  Friday, October 16, 2026, 5:30pm, Chehalem Cultural Center

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